The Hills · Sydney NSW

Accountant & Mortgage Broker — Hills District

A regional accountant-and-broker pillar for the Hills corridor — Castle Hill, Cherrybrook, Norwest, Bella Vista, Baulkham Hills, West Pennant Hills, Pennant Hills and out. Tax, BAS, business advisory, SMSF, home loans, refinancing and investment lending from a Chartered Accountant and Credit Representative based in Cherrybrook.

  • Cherrybrook-based · serving the Hills corridor
  • Chartered Accountant + Tax Agent + Credit Representative
  • Residential, business and investment lending
  • Principal-led — one practitioner across both sides

The Hills profile

One corridor, two economic personalities.

Most Sydney accounting and broking practices treat the Hills District as a single block. In our experience it splits cleanly into a residential side and a business-park side — and most of our local engagements sit somewhere in the cross-over.

The residential side of the Hills — Cherrybrook, West Pennant Hills, Pennant Hills, parts of Castle Hill, Carlingford and Beecroft — is dominated by established owner-occupier family homes. Many residents are dual-income PAYG professionals with one or two investment properties elsewhere. Cherrybrook Metro reshaped commute patterns from 2019 and brought more North Sydney / Macquarie Park / CBD professionals into the local mix. Engagements from this side tend to start as family tax returns, refinances or first investment-property purchases — and broaden out from there.

The business-park side — Norwest, Bella Vista, parts of Baulkham Hills and the Castle Hill commercial centre — is dominated by small-to-mid Pty Ltd businesses across professional services, IT, allied health, construction and trades. Engagements from this side tend to start with the company return and BAS, then build into year-end tax planning, director-pay structuring and Xero discipline. Commercial premises and equipment finance enters the picture for the longer-running businesses.

The reason the combined accountant-and-broker model is suited to this area: a meaningful number of Hills clients have a foot in both worlds. They are PAYG-and-Pty-Ltd. They are owner-occupier-and-investor. They are looking at a personal home upgrade alongside a business expansion. Doing the tax and lending work in one conversation — same practitioner, written-down — collapses most of the coordination cost.

Sub-suburb context

What we typically see, by suburb.

Practice details

Where to find the practice for Hills District clients.

Office

15 Forest Close, Cherrybrook NSW 2126

By appointment. Quiet residential street, on-street parking, around 10–15 minutes from Castle Hill, Norwest, Bella Vista and Baulkham Hills.

Hours

Mon–Fri 9:00am – 5:30pm AEST/AEDT

After-hours phone and video appointments by arrangement — common for Norwest / Bella Vista business owners.

Where information on this page combines tax and lending considerations, tax-related statements are general only and depend on individual circumstances. Eternity Group Accountants is a registered tax agent (TPB 25523469). Mr Rohan Manokaran (Credit Representative 565110) is authorised under Australian Credit Licence 561324. Seek personal tax and credit advice based on your situation.

How to use this page

The district hub, and where to go from it.

This is the Hills District hub — the corridor-level view. The suburb pages and the four Hills service pages beneath it each answer a narrower question, and starting on the right one saves a step.

Each Hills suburb also has its own page covering the engagement shapes we most often see there. If your question is suburb-specific, the suburb page is usually the faster read. If the decision spans the corridor, or mixes a tax question with a lending one, stay at this level and pick the service door on the right.

District-wide scenarios

When the engagement crosses suburb lines.

Some Hills engagements sit neatly inside one suburb. The ones below do not — they are the corridor-spanning shapes this hub page exists for.

Home in one suburb, company in another

A Cherrybrook or West Pennant Hills resident directing a Norwest or Bella Vista Pty Ltd. The company return, director-pay planning and any household refinance are reviewed as one picture — a director-pay change and a serviceability assessment read off the same numbers.

Upgrading within the corridor

A family selling one Hills home to buy another. The sequencing questions — sell-first versus bridging, pre-approval timing, deposit release — are lending questions, but the sale's CGT position is confirmed on the tax side before contracts are exchanged, in the same conversation.

Equity into a first investment property

Established owners across the corridor drawing on home equity for a first investment purchase. Loan splits and the interest-deductibility context are set up deliberately from day one — untangling a mixed-purpose loan later is far harder than structuring it properly at the start.

In-person coverage runs one way across the district: clients come to the Cherrybrook office by appointment, rather than the practice keeping satellite desks in Norwest or Castle Hill. Most corridor clients reserve the in-person meeting for moments that benefit from a table — the first scoping conversation, a pre-30-June tax-planning session, an SMSF discussion — and run routine lodgements and loan paperwork by phone, video and secure upload.

Frequently asked questions

Hills District — common questions.

Common questions

What counts as the "Hills District" for this practice?

In day-to-day usage, the Hills District covers Castle Hill, Cherrybrook, Baulkham Hills, Bella Vista, Norwest, West Pennant Hills, Pennant Hills, Beecroft, Carlingford, North Rocks, Thornleigh, Westleigh, Kellyville and out toward Rouse Hill. The boundary is informal — administratively it sits across The Hills Shire, Hornsby Shire and Parramatta LGA — but the corridor has a recognisable economic identity.

Why is the practice based in Cherrybrook rather than Castle Hill or Norwest?

Rohan Manokaran CA lives in Cherrybrook, which is a residential pocket sitting between Castle Hill, Pennant Hills and West Pennant Hills. The office is genuinely local to the corridor rather than positioned in a commercial business park, which suits the practice's principal-led model. Norwest and Castle Hill clients reach the Cherrybrook office in well under 15 minutes.

Do you specialise in Hills District businesses or Hills District residents?

Both. The Hills client mix splits roughly along two axes. Cherrybrook, West Pennant Hills and Castle Hill are dominated by residential owner-occupiers and PAYG professionals; Norwest and Bella Vista are dominated by small-to-mid Pty Ltd businesses in professional services, IT and the medical/allied-health corridor. The combined accountant-and-broker model is built around the fact that many clients sit at both ends — for example, a Pty Ltd director in Norwest who is also buying an investment property out of Castle Hill.

Can you see Hills District clients in person?

Yes, at the Cherrybrook office (15 Forest Close). Many Hills clients prefer to meet in person at least once; thereafter most engagements settle into a phone-and-video cadence. There is no requirement to come in for tax returns, BAS or loan applications — but the option is there.

How is a Hills District small-business engagement structured?

A typical Norwest / Bella Vista / Castle Hill business engagement includes annual financial statements and the company return, quarterly BAS, year-round Xero support, a structured tax-planning conversation before 30 June, and ad-hoc lending advice when the business owner is buying or refinancing property. Engagement scopes are written up front so there are no hourly-billing surprises.

I live in one Hills suburb and run my business in another — which page should I start from?

Either. Every location page on this site is a door into the same single-practitioner practice — there are no separate offices or teams behind them. Start wherever your first decision sits: the suburb page for household questions, or the Hills District business accountant page if the company is the priority. The scoping call covers both sides regardless of which page you arrived through.

Why a combined accountant + mortgage broker rather than two separate professionals?

For Hills District clients with both a tax and a lending decision in motion — restructuring a Pty Ltd while buying an investment property, refinancing the family home alongside a director-pay change, building a small property portfolio out of Norwest equity — having one practitioner across both functions removes most of the coordination overhead. It also keeps the two pieces of advice from drifting apart.

Explore

Where to start a Hills District engagement

Each link enters the underlying service from the same Cherrybrook-based practice — choose the door that matches your first decision.

How we are paid

In most residential lending scenarios, the lender pays broker commission. If a borrower-paid fee applies, it will be disclosed in writing before you proceed, including in any required Credit Quote or credit disclosure document.