Eternity Group

Hills District · One Roof

Accountant & Mortgage Broker Hills District

One practitioner across both sides — a Chartered Accountant and Tax Agent who is also a Credit Representative, serving the Hills corridor from Castle Hill and Norwest to Cherrybrook and West Pennant Hills. Built for clients with a tax decision and a lending decision moving at the same time.

Book a Hills District AppointmentHills District pillar page

Where information on this page combines tax and lending considerations, tax-related statements are general only and depend on individual circumstances. Eternity Group Accountants is a registered tax agent (TPB 25523469). Mr Rohan Manokaran (Credit Representative 565110) is authorised under Australian Credit Licence 561324. Seek personal tax and credit advice based on your situation.

What this page is for

The combined proposition, for one corridor.

A focused entry point for Hills District clients who need both an accountant and a mortgage broker — not two of either, working from separate desks.

Most people in the Hills end up dealing with an accountant and a broker as two unrelated relationships. The accountant prepares the company return and the family tax returns; a separate broker, who has never seen those numbers, tries to reconstruct income for a loan application. The two pieces of advice drift apart, and the client carries the coordination cost in the middle.

This page is the alternative: one practitioner across both functions. It is deliberately distinct from our Hills District pillar page, which covers the office, the wider context and the full service list for the corridor. If you only want tax help, start with the Hills tax accountant page; if you only want lending, start with the Hills mortgage broker page. This page is for the people in the middle — the ones with a tax move and a lending move happening together.

The reason it works in the Hills specifically: a meaningful share of local clients have a foot in both worlds. They are PAYG and Pty Ltd. They are owner-occupier and investor. They are weighing a home upgrade alongside a business expansion. Doing the accounting and the lending in one conversation — same person, written down once — removes the back-and-forth and keeps the advice consistent.

Where the two sides meet

Hills District dual-decision scenarios.

Norwest director, Castle Hill investment

A Pty Ltd director in a Norwest business park buys an investment property out of Castle Hill. The company accounts and director-pay position drive serviceability; the purchase structure interacts with the overall tax position. One practitioner runs both.

Bella Vista founder, home upgrade

A professional-services or IT founder in Bella Vista upgrades the family home while the business is growing. We line up the financials lenders rely on with the personal borrowing picture, so the two conversations inform each other.

Cherrybrook PAYG, first investment

A dual-income PAYG household in Cherrybrook or West Pennant Hills buys a first investment property. The rental and ownership decisions are made with the tax return in view, not after it.

Baulkham Hills refinance + restructure

An owner-operator in Baulkham Hills refinances the home around the same time as a business structure change. Sequencing the two matters; one practitioner can consider the timing together.

Castle Hill business, equipment + premises

A Castle Hill business looks at premises or equipment finance while the year-end accounts and BAS are being prepared. Commercial lending and the company tax position are weighed in the same engagement.

Pennant Hills equity release

An equity-rich household in Pennant Hills or Dural considers releasing equity for a renovation or a second property. The lending and the tax implications are looked at side by side, on your facts.

Where information on this page combines tax and lending considerations, tax-related statements are general only and depend on individual circumstances. Eternity Group Accountants is a registered tax agent (TPB 25523469). Mr Rohan Manokaran (Credit Representative 565110) is authorised under Australian Credit Licence 561324. Seek personal tax and credit advice based on your situation.

How it works

One practitioner, one coordinated process.

Map both sides

We start by understanding the whole picture — the tax position and the lending question together — rather than treating them as separate files.

Clean the numbers

On the accounting side we get accounts, BAS and director remuneration in order. Lenders assess self-employed and director income from the financials and returns, so this comes first.

Assess the lending

We look at borrowing capacity, structure and the loan options. In most residential lending scenarios, the lender pays broker commission. We explain remuneration in our Credit Guide.

Sequence and lodge

We coordinate timing across the two sides where it matters, then lodge the return or submit the application. Outcomes depend on the lender assessment and the facts.

Because both sides sit with one practitioner, there is no handover gap between an accountant and a broker who have never spoken. The accounting work informs the lending view, and the lending view informs how the accounting is structured — all general information only, with the right path depending on your circumstances. See how the One Roof process works for the full picture.

How we are paid

Clear on remuneration, on both sides.

Mortgage broking

How we are paid: Eternity Mortgage Solutions typically receives commissions from the lender for loans arranged on your behalf. A full explanation of how we are paid, our lender panel and any potential conflicts of interest is provided in our Credit Guide and Credit Proposal Disclosure document, available on request before any loan application is submitted.

Accounting & tax

Accounting and tax fees are quoted up front against an agreed scope before any work starts. The two engagements are billed separately and transparently, so you always know what each side costs.

Practice details

Where to find the practice for Hills District clients.

Office

15 Forest Close, Cherrybrook NSW 2126

By appointment. Around 12 to 15 minutes from Norwest, Bella Vista, Castle Hill and Baulkham Hills, and roughly five minutes from West Pennant Hills.

Hours

Mon–Fri 9:00am – 5:30pm AEST/AEDT

After-hours phone and video appointments by arrangement — common for Norwest and Bella Vista business owners.

Phone

0414 825 388

Email

rohan@egaamb.com.au

Mr Rohan Manokaran (Credit Representative 565110) is authorised under Australian Credit Licence 561324 held by Loans Only Pty Ltd. Information on this page is general in nature and does not take into account your objectives, financial situation or needs. Credit eligibility, lender criteria, fees and charges apply.

Frequently asked questions

Accountant & broker — Hills District.

The Hills District location page is the regional pillar — office details, local context and the full service list for the corridor. This page is narrower and more specific: it is about the combined accountant-and-mortgage-broker proposition for Hills clients who have a tax decision and a lending decision running at the same time. If you only need a tax accountant, or only a mortgage broker, the tax-led and lending-led entries are linked below. If you have both in motion, this is the page for you.

Explore

Where to go next

If only one side applies to you, take the tax-led or lending-led door. If both apply, you are already in the right place.