Hills District · NSW 2120
Accountant & Mortgage Broker — Pennant Hills
A Chartered Accountant and Credit Representative serving Pennant Hills from a nearby Cherrybrook office. Commuter professional households, period-home owners, refinancers and small property investors — same practitioner across tax, BAS, advisory and lending.
- Cherrybrook office · ~5–8 minutes from Pennant Hills
- Chartered Accountant + Tax Agent + Credit Representative
- Servicing Pennant Hills and the wider Hills District
- By appointment — phone, video or in-person
Most-asked services in Pennant Hills
Pennant Hills context
A practice tuned to the Pennant Hills commuter corridor.
Pennant Hills is one of the Hills' established commuter suburbs — leafy older streets, a busy rail interchange on the Northern line, and the M1 / NorthConnex portal feeding North Sydney, Macquarie Park and the CBD. The household mix is heavily professional and PAYG, with a strong period-home character.
Much of Pennant Hills is older detached housing on established blocks — Federation and mid-century homes, many held for a long time and carrying meaningful equity. The dominant household is a two-income professional family commuting to the city or the North Shore office corridor. That profile drives the two most common first conversations: a refinance review on a loan that has drifted from current market, and a renovation or upgrade question on a long-held home.
Local business is smaller-scale and service-oriented — consultants, allied-health practitioners and professional-services operators, often working from home or a small suite, alongside the shops around the Pennant Hills Road and Yarrara Road strips. Engagements here usually centre on the personal return, sometimes with a sole-trader or small-company overlay.
Where a combined accountant-and-broker engagement fits Pennant Hills: equity-release and renovation funding on a long-held home; first investment-property purchases where the loan structure and the tax position interact; and refinances paired with a forward tax-planning view for higher-income commuter households.
Most-asked services in Pennant Hills
Common Pennant Hills engagement shapes.
Renovation / equity release
Funding a renovation on an older Pennant Hills home — cash-out refinance, construction-style facility or redraw, structured to the scope of works and confirmed against lender policy before application.
Owner-occupier refinance
Refinances for established commuter households where the rate and structure have drifted from current market — rate, offset, splits, redraw and equity scenarios reviewed cost-aware.
Two-income professional return
Personal returns for commuter professional households — PAYG income, salary packaging, work-related deductions, and rental schedules where an investment property is held elsewhere.
First investment property
Higher-income Pennant Hills households buying a first investment property — loan structure, purpose and offset positioning scoped alongside the rental tax treatment.
Tax planning for higher incomes
Forward planning for two-income professional households — timing, concessional super, structure questions and pre-30-June actions. General information; advice depends on your circumstances.
Small-business / sole trader
Consultants, allied-health and professional-services operators in and around Pennant Hills — annual return, BAS where registered, and bookkeeping scoped as one engagement.
Practice details
Where to find us.
Office
15 Forest Close, Cherrybrook NSW 2126
By appointment. Around 5–8 minutes from Pennant Hills via Castle Hill Road or Pennant Hills Road.
Hours
Mon–Fri 9:00am – 5:30pm AEST/AEDT
After-hours phone and video appointments by arrangement.
Phone
Where information on this page combines tax and lending considerations, tax-related statements are general only and depend on individual circumstances. Eternity Group Accountants is a registered tax agent (TPB 25523469). Mr Rohan Manokaran (Credit Representative 565110) is authorised under Australian Credit Licence 561324. Seek personal tax and credit advice based on your situation.
Frequently asked questions
Pennant Hills — common questions.
The Cherrybrook office is only around 5–8 minutes from Pennant Hills via Castle Hill Road or Pennant Hills Road. Most Pennant Hills engagements run as a mix of in-person meetings, phone, video and secure document upload. Cherrybrook is our sole physical office; we do not operate a Pennant Hills premises.
Explore
Browse services from this office
Same practitioner, same office, both sides of your finances scoped together. Pick the entry point that fits where you are.
- Local
Hills District (regional pillar)
The wider Hills corridor — Cherrybrook, Castle Hill, Norwest, Bella Vista and surrounds.
- Local
West Pennant Hills
The neighbouring family-home suburb — larger homes, upgraders and dual-income professional households.
- Local
Cherrybrook (office location)
The Cherrybrook office hub — where the practice is physically located, minutes from Pennant Hills.
- Mortgage Broking
Refinancing
Cost-aware refinance modelling — rate, structure, term, fixed-vs-variable and equity-release scenarios.
- Tax & Accounting
Individual tax return
The underlying tax service — for commuter household returns including rental schedules and deductions.
- Mortgage Broking
Investment property loans
Loan structure scoped alongside the tax position — for households buying a first or next investment property.