Convenience summary — not part of the terms

Plain-English summary

This summary restates the key points of the Terms of Use in everyday language. It is provided for convenience only — it does not form part of the terms and does not replace them. The numbered clauses below are the full, binding version, and if this summary and a numbered clause ever appear to differ, the numbered clause prevails.

  • What this website is for. The site explains the accounting, tax, SMSF compliance and mortgage broking services Eternity Group offers, publishes general guides on Australian tax and lending topics, and lets you make an enquiry through the contact form. It is an information and enquiry channel — no service is delivered through the website itself.
  • General information, not advice. Everything published here is general in nature. It does not consider your income, assets, entity structure, credit history or objectives, so nothing on the site is tax advice, credit assistance or financial product advice directed at you personally. Treat the content as a starting point for a conversation, not a conclusion.
  • No client relationship from browsing. Reading the site, downloading a guide or submitting the contact form does not make you a client. A professional relationship begins only when we formally engage — for tax work, through a signed engagement; for credit assistance, through the process described in our Credit Guide.
  • Accuracy and liability. We work to keep the content current, but tax and credit rules change and pages can date between reviews. You use the site at your own risk, and our liability for website content is limited to the fullest extent the law allows. Rights under the Australian Consumer Law that cannot be excluded are unaffected.
  • Copyright. You are welcome to read, print or save pages for your own personal use. Republishing, copying into other websites or any commercial reuse needs our written permission first — email us and ask.
  • Links to other sites. Where we link to the ATO, lenders, regulators or other external resources, the link is for convenience. We do not control those sites, and linking is not an endorsement of their content.
  • Governing law and disputes. These terms are read under the laws of New South Wales, and a dispute about the terms themselves belongs to the New South Wales courts — clause 9 below carries the exact wording, which is the version that binds. This covers disagreements about the website terms only; a concern about our professional services follows the avenues described on our complaints page instead.
  • Changes to these terms. We may update the terms from time to time. The effective date shown at the top of this page identifies the current version, and continuing to use the site after an update means you accept the revised terms.

If anything here is unclear, or you want to confirm how the terms apply before relying on something you have read, contact us using the details in clause 10. Related documents worth reading alongside these terms are the Privacy Policy, which covers how we handle personal information, and the Credit Guide, which explains how our credit services operate.

1. Acceptance

By accessing or using this website (egaamb.com.au), you agree to be bound by these Terms of Use. If you do not agree, please do not use the website.

This website is operated by Eternity Group Accountants (ABN 32 447 507 241) and Eternity Mortgage Solutions (ABN 93 534 988 670) (together, “Eternity Group”).

2. General information only

The content on this website is general information only and does not take into account your personal circumstances, financial situation, or needs. It does not constitute personal financial advice, tax advice, credit advice, or legal advice.

Before acting on any information, you should consider its appropriateness having regard to your own situation and seek professional advice from a qualified practitioner.

3. No financial advice

Eternity Group does not hold an Australian Financial Services Licence and does not provide financial product advice. We do not advise on superannuation strategy (other than SMSF compliance), insurance, managed investments, or shares.

Tax services are provided by Eternity Group Accountants as a registered Tax Agent. Credit services are provided by Eternity Mortgage Solutions as a credit representative under an Australian Credit Licence.

4. Intellectual property

All content on this website (text, graphics, logos, images, structure, and code) is owned by or licensed to Eternity Group and protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our prior written permission, except for personal, non-commercial viewing.

5. Third-party links

This website may contain links to third-party websites. Such links are provided for convenience and do not constitute endorsement. We are not responsible for the content, accuracy, or privacy practices of any linked third-party site.

6. No warranty

While we endeavour to keep this website accurate and up to date, we make no warranty as to the completeness, accuracy, or currency of any information. Use of this website is at your own risk.

7. Limitation of liability

To the maximum extent permitted by law, Eternity Group, its directors, employees and contractors are not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this website. This limitation does not apply to any liability that cannot lawfully be excluded under the Australian Consumer Law.

8. Privacy

Use of this website is also governed by our Privacy Policy.

9. Governing law

These Terms of Use are governed by the laws of New South Wales, Australia. Any dispute arising in connection with these terms is subject to the exclusive jurisdiction of the courts of New South Wales.

10. Contact

Questions about these terms: email rohan@egaamb.com.au or call 0414 825 388.