Accountant & Mortgage Broker — Bella Vista

The Cherrybrook office is around 12–15 minutes from Bella Vista via Old Castle Hill Road and the M2. Bella Vista engagements typically run as a mix of in-person meetings at the Cherrybrook office, phone, video and secure document upload. On-site visits to Bella Vista premises are available by arrangement where appropriate.

The two commercial corridors run adjacent to each other and share much of the same business mix. Bella Vista skews slightly newer — more recent office precincts, a higher proportion of technology, software, financial services and emerging-business founders, and a younger founder demographic on average. Norwest carries more of the established professional services and engineering base. The engagement model is the same; the client mix tilts modestly different.

Founder-operated Pty Ltd companies in technology, software, financial services, advisory, allied health and adjacent industries. Annual revenue typically $300k–$20m. Many founders are also actively considering home or investment-property purchases — Bella Vista has a strong cohort of professionals living in the surrounding Hills suburbs while running their business from the Bella Vista corridor.

Yes. The cross-cluster Bella Vista engagement — company tax + director-pay decision + personal home or investment lending — is one of the more common combinations. Both sides scoped together in one engagement letter; lender shortlist built around the actual director-pay shape; year-end planning conversation has the lending decision in view.

Technology and software founders carry some recurring patterns that affect both the tax position and the lending application. Founder vendor / contractor income shapes can be lumpy. Equity vesting, ESS / ESOP arrangements and share-issue events affect the personal tax position. R&D tax incentive eligibility is sometimes in play. Lender appetite for tech-founder income varies materially across the panel. Each of these is a structuring conversation, not a one-line answer — scoped inside the engagement.

Yes — virtual CFO sits one tier above standard compliance work and is common for growing Bella Vista businesses. Monthly or quarterly engagement adds management reporting, cashflow forecasting, KPI tracking, banker / financier preparation, scenario modelling and structured strategic review. Suited to businesses in the $1m–$20m revenue band where the founder wants a finance lead without a salaried CFO.

Yes. A meaningful share of Bella Vista work is PAYG — executives and senior professionals employed within the business park, often with bonus, commission or equity components alongside base salary. The tax side covers the personal return, any ESS statements and investment-property schedules. On the lending side, lenders read bonus and equity income very differently — some shade it heavily, others average it across years — so the shortlist is built around how each lender actually treats that income shape.

Upgrade engagements usually raise three connected questions: what selling or retaining the current home means for tax (main residence treatment, and the future CGT position if the home is kept and rented out), how the new purchase should be financed, and whether the timing of the two transactions calls for a sale-first structure or bridging. We scope the tax and lending sides together so those questions are answered once, consistently, before any application is lodged — with specifics confirmed within the engagement.

A 20-minute scoping call is usually available within 2–3 business days. Full engagements — company tax returns, advisory onboarding, lending applications — have their own lead times, confirmed in writing at engagement.