Property investors · One roof
Property Investor Tax, Lending & Structure
The two sides of a property portfolio — the tax position and the loan structure — read each other. Eternity Group works both: rental tax, depreciation and CGT on the accounting side; investment loans, refinancing and equity release on the finance side. Registered Tax Agent 25523469; Credit Representative 565110 under ACL 561324 held by Loans Only Pty Ltd.
Investor services
Tax and lending for property investors, coordinated.
Pick the entry point that matches what is in front of you — a tax question, a refinance, an equity release, or the structure behind the next purchase.
Property Investor Accountant
Rental schedules, depreciation, gearing and CGT cost-base tracking — the tax side of an investment property, kept accurate year on year.
Learn moreTax-Aware Mortgage Strategy
Loan-purpose discipline, offset positioning and debt-recycling concepts — how loan structure and deductibility interact. General information only.
Learn moreInvestor Strategy
A portfolio-led view for investors building or restructuring — how the next purchase sits against the current tax and lending position.
Learn morePortfolio Review
A structured look across an existing portfolio — ownership, gearing, equity and where the next move could come from.
Learn moreRefinancing Investment Loans
Reviewing rate, structure and equity on investment loans, with loan-purpose discipline maintained where equity is released.
Learn moreEquity Release for Investors
How usable equity is assessed and accessed for a deposit or the next purchase — and the tax considerations that come with it.
Learn moreAccounting & Lending Structure
How investor ownership and loan structure interact with tax and borrowing capacity. General issue-spotting only.
Learn moreInvestor Mortgage Broker
The broking side for investors — investment loans across a broad panel of lenders, structured around your goals.
Learn moreWhy investors use one roof
The tax return shapes serviceability; the loan shapes the tax position.
Negative gearing, the CGT discount, depreciation and loan-purpose discipline all apply under current law and depend on individual circumstances. How a rental schedule is prepared affects the income a lender reads; how a loan is structured affects what is deductible. When the same practitioner sees both, those interactions are visible rather than discovered after the fact.
Information on this page is general only and does not take your objectives, financial situation or needs into account. Personal tax and credit advice is given inside an engagement after your portfolio, ownership and intent are scoped — not on a public page. For the underlying services, see our rental property tax, capital gains tax and investment property loan pages, or our guide on how negative gearing works.
General advice warning: The information provided on this website is general in nature and does not constitute personal financial advice. Before making any financial decisions, you should consider your own circumstances and seek professional advice.
How we are paid
In most residential lending scenarios, the lender pays broker commission. If a borrower-paid fee applies, it will be disclosed in writing before you proceed, including in any required Credit Quote or credit disclosure document.
Read our Credit Guide for details about credit assistance, remuneration and dispute resolution.
Book a consultation
Scope your tax and lending position together.
A 20-minute call to understand your portfolio and where the next move could come from. A scoping call before any engagement letter.