Accounting & tax — Individual
Individual Tax Return Accountant
A chartered accountant and registered tax agent prepares your individual tax return — PAYG salary, sole-trader income, rental properties, capital gains, investment income, foreign income and ATO substantiation, handled in one engagement.
- PAYG employees
- Sole traders
- Rental landlords
- CGT events
- Foreign income
Eternity Group Accountants is a registered tax agent (TPB 25523469). Information on this page is general in nature and does not constitute personal tax advice. Before acting, consider whether the information is appropriate to your circumstances and seek advice from a qualified tax professional.
Scope of work
What's included in your individual tax return.
Everything an ATO-compliant individual return needs, prepared by a Chartered Accountant and lodged through a registered tax agent.
Income
PAYG · sole trader · rental · investments
We reconcile income against your ATO pre-fill and your supporting documents — payment summaries, bank statements, rental statements, broker reports, distribution statements — so nothing is missed and nothing is double-counted.
Deductions
Work, investment, motor vehicle, WFH, self-education
We claim deductions you are entitled to under current ATO rules and substantiation requirements. Where a deduction is borderline we tell you and document the position taken.
Capital gains
Property · shares · crypto · managed funds
CGT calculations under current law including cost-base adjustments, the 12-month discount where eligible, main-residence exemption, partial exemptions, and rollover relief where it applies — confirmed for the relevant income year.
Offsets & levies
LITO · SAPTO · franking credits · Medicare Levy · MLS · HECS
Tax offsets calculated correctly: LITO, SAPTO, franking credit refunds, FITO, private health rebate. Medicare Levy and Medicare Levy Surcharge tested against your income tier. HECS-HELP and SFSS repayments where applicable.
Suited to
Individual returns we prepare.
PAYG salary earners
One income source through to multi-employer, with work-related deductions, investments, salary-sacrifice arrangements and reportable fringe benefits.
Sole traders and consultants
ABN income, business expenses, depreciation, home-office, motor vehicle (cents-per-km or logbook), BAS reconciliation, PAYG instalments and net business income reporting.
Investors and landlords
Australian and foreign shares, rental properties (including depreciation schedules), managed funds, dividend reinvestment plans, distribution income and capital gains events.
Complex multi-source returns
Multiple income streams, foreign income with FITO, trust and partnership distributions, deceased-estate first or final returns, HECS-HELP repayments and Medicare Levy Surcharge review.
Process
From engagement to lodgement — typically 5 working days.
The work happens in a predictable, document-driven sequence. You always know what is next.
Scoping and document request
A short call sets the engagement, the fee and a tailored document checklist. We email a secure upload link and confirm the timeline in writing.
Preparation and review
We reconcile your documents against the ATO pre-fill, calculate deductions and offsets, prepare the return, and review every line item against ATO substantiation rules.
Sign-off and lodgement
We send a draft with a clear summary of your tax position. You review, ask questions, sign — we lodge through the registered-agent portal and send you the lodgement confirmation.
Frequently asked questions
Individual tax return — common questions.
Fees depend on complexity. A salary-only return with a couple of standard deductions is at the lower end; a return with a rental property, share trading, capital gains events or sole-trader income takes longer and is priced accordingly. We confirm a fixed fee in writing before any work starts. See the Fees page for the published ranges, and the engagement letter for your specific quote.
Related
Where this fits in the bigger picture
An individual return is one part of a broader picture. If you also need forward-looking tax planning, a company return alongside, or are curious how the one-roof engagement runs, the same practitioner can scope it.
- Tax & Accounting
Foreign income & expat tax
Tax residency, foreign employment and investment income and foreign tax offsets for returning or departing residents. General information only.
- Tax & Accounting
Tax planning & strategy
Forward-looking strategy across entities, income splitting, super contributions, CGT timing and prepayments. Designed alongside the current-year return.
- Tax & Accounting
Company tax return
If you run a Pty Ltd, the company return ties to your individual return through dividends, franking credits and Division 7A loan accounts.
- Tax & Accounting
Trust tax return
If you receive trust distributions, the trust return and your individual return are reconciled together so present entitlements and franking credits line up.
- Tax & Accounting
Rental property tax
If you own an investment property, the rental schedule, depreciation and gearing position are prepared as part of your individual return.
- Guide
Guide: how to prepare for your tax return
A practical checklist of the income documents, deduction records and details to gather before your appointment, so lodgement is faster and nothing is missed.
- Guide
Guide: Australian tax brackets
How the resident income-tax brackets, the tax-free threshold, the Medicare levy and marginal vs effective rates work — general information, confirm the current-year figures.
- Guide
How One Roof works
Tax and lending designed together by the same practitioner. Read how the engagement runs end-to-end.
- Local
Get in touch
Book a scoping call. We confirm fit, timeline and fee before any engagement letter is signed.