Sydney · One Roof
Accountant & Mortgage Broker Sydney
One firm that is both your Chartered Accountant and your mortgage broker, serving clients across greater Sydney from a single Cherrybrook office. Tax, BAS, SMSF, home loans, refinancing and investment lending — coordinated by the same practitioner so the two sides of your financial life are not negotiated through you.
Where information on this page combines tax and lending considerations, tax-related statements are general only and depend on individual circumstances. Eternity Group Accountants is a registered tax agent (TPB 25523469). Mr Rohan Manokaran (Credit Representative 565110) is authorised under Australian Credit Licence 561324. Seek personal tax and credit advice based on your situation.
What this page is for
One practitioner for both sides of the decision.
This is the page for the question ‘is there a firm in Sydney that is both my accountant and my mortgage broker?’ — and what that combination changes in practice.
Most people in Sydney run their tax and their borrowing through two different relationships. The accountant prepares the returns; the broker, when there is one, arranges the loan; and the client carries information between them. That works until the two decisions touch — a refinance that depends on how last year's company profit was treated, an investment purchase where ownership structure and loan structure should be decided together, a self-employed application where the lender reads income off the very financials the accountant signed.
Eternity Group is built around removing that hand-off. The practice is a Chartered Accountant and registered Tax Agent that is also a Credit Representative, so the same practitioner who understands your tax position is the one who scopes the lending. You are not the messenger between two firms, and there is no version of your numbers that one side has and the other does not.
A note on what this page is and is not. If you primarily want to know where the office is, who covers your suburb and how to get in touch, the Sydney location page is the better starting point — it is the single-office coverage page. This page is about the integrated proposition: the decisions where having one firm for tax and lending genuinely changes the outcome, and how that engagement runs across the city.
Where the combination matters
The decisions that sit on the tax × lending line.
Self-employed and director income
A lender assesses self-employed income from the same tax returns, BAS and financials the accounting side prepares. When both functions are in one practice, the income evidence the lender receives and the tax position behind it are consistent — there is no gap between what was lodged and what is being presented.
Buying an investment property
Ownership structure and loan structure are best decided together, not in sequence. Whose name the property sits in, how the loan is set up and the interest deductibility context under current law all interact. Scoping them in one conversation avoids locking in a structure that the other side then has to work around.
Refinancing after a profit decision
A choice to retain profit in a company, pay a dividend or draw a wage changes both the company tax outcome and the personal income a lender can see. Sequencing those decisions with one practitioner who can see the lodgement and the application together keeps them from working against each other.
Growing a property portfolio
Moving from one investment property to several is where the cross-cluster line is busiest — loan structure, offset positioning and the deductibility context all compound. This is the engagement shape the combined service is built for, and it is common across the Hills, North Shore and Inner West.
Where information on this page combines tax and lending considerations, tax-related statements are general only and depend on individual circumstances. Eternity Group Accountants is a registered tax agent (TPB 25523469). Mr Rohan Manokaran (Credit Representative 565110) is authorised under Australian Credit Licence 561324. Seek personal tax and credit advice based on your situation.
How a combined engagement runs
Scoped once, run across Sydney.
One scoping conversation
A 20-minute call — by phone, video or in person at Cherrybrook — covering both the tax question and the lending question at once, so the practitioner can see how the two interact before anything is committed.
Written scope and fee
The accounting work is quoted in writing before any engagement letter. Where lending is involved, you receive the Credit Guide and remuneration is explained. You know which fee relates to which service.
Coordinated preparation
The returns, financials or BAS and the lender evidence package are prepared off the same numbers. Self-employed income, structure and serviceability are modelled consistently rather than reconciled afterwards.
Lodgement and settlement
The same practitioner leads through to lodgement on the accounting side and through to settlement on the lending side, with your solicitor or conveyancer handling the legal and conveyancing steps.
Geographically, almost none of this depends on where you are in Sydney. Most Australian residential lenders are nationally available, so a lender shortlist is not constrained by which metro suburb a property sits in; tax work is document-driven and runs over secure upload, phone and video. Clients across the Inner West, North Shore, Eastern Suburbs, Sutherland Shire and South-West Sydney run the full combined engagement remotely, end-to-end, and come into Cherrybrook only when they want to.
How we are paid
Transparent on both fees.
Mortgage broking
How we are paid: Eternity Mortgage Solutions typically receives commissions from the lender for loans arranged on your behalf. A full explanation of how we are paid, our lender panel and any potential conflicts of interest is provided in our Credit Guide and Credit Proposal Disclosure document, available on request before any loan application is submitted.
Accounting & tax
Accounting, tax, BAS and SMSF work is quoted in writing before any engagement starts. It is billed separately from any lending, so the two services are never blended into a single opaque number.
Mr Rohan Manokaran (Credit Representative 565110) is authorised under Australian Credit Licence 561324 held by Loans Only Pty Ltd. Information on this page is general in nature and does not take into account your objectives, financial situation or needs. Credit eligibility, lender criteria, fees and charges apply.
Practice details
Where the combined service is run from.
Office (sole location)
15 Forest Close, Cherrybrook NSW 2126
By appointment. Cherrybrook is the only meeting location — there are no satellite offices around Sydney. The combined service reaches the whole city from here.
Meetings
Phone · video · in person
Most combined engagements run by phone and video; in-person meetings at Cherrybrook are available when a face-to-face conversation is useful.
Phone
Frequently asked questions
Accountant & broker, Sydney — common questions.
The Sydney location page is about where the office is and how a single Cherrybrook practice serves the whole city. This page is about the proposition itself — having one practitioner who is both your accountant and your mortgage broker, and the specific decisions where that coordination changes the outcome. If you mostly want office and contact detail, the Sydney location page is the better starting point; if you are weighing a tax decision and a lending decision together, start here.
Explore
Where to go next
Pick the entry point that matches where you are. Each links into the underlying service from the same Cherrybrook practice.
- Local
Sydney one-roof enquiry
A concise one-page summary of the combined accountant-and-mortgage-broker offer for Sydney, with a short enquiry form.
- Local
Sydney (single-office model)
How a single Cherrybrook office serves clients across greater Sydney — the local-coverage page with office and contact detail.
- Local
Hills District — combined
The same combined accountant-and-broker proposition for the Hills District corridor.
- Tax & Accounting
Accounting & tax services
Individual, company and trust returns, BAS, advisory and SMSF compliance.
- Mortgage Broking
Mortgage broking & finance
Home loans, refinancing and investment lending considered alongside your tax position.
- Business Services
Business owner accounting & lending
For Pty Ltd directors weighing a company tax decision and a personal loan together.
- Guide
How One Roof works
The engagement model — same practitioner scopes tax and lending in one conversation.