Sydney · Cherrybrook · Hills District
Accountant and mortgage broker for Sydney.
One practitioner. Both jobs.
Stop coordinating between your accountant and your broker across two offices. Eternity Group is both — one Chartered Accountant and credit representative handling your tax and your lending, serving greater Sydney from Cherrybrook NSW.
Information on this page is general information only and does not take your personal circumstances into account. Tax and lending concepts described are general in nature, not personal advice. Eligibility, lender criteria, fees and charges apply, and outcomes depend on lender assessment and the facts of your situation. In most residential lending scenarios, the lender pays broker commission. We explain remuneration in our Credit Guide.
What this page is for
One office for tax and finance — wherever you are in Sydney.
This is our greater-Sydney landing page for people searching for an accountant and a mortgage broker in the one place. If you are specifically in the Hills District, our Hills-focused page covers the same offering with a local lens — see Accounting + Mortgage under one roof.
01
One brief, both sides
Across Sydney, most people keep their accountant in one suburb and their broker in another. We hold both files. You explain your income, entities and goals once — and the same person works the tax and the lending.
02
Structure that lines up
A loan application reads your tax position; a tax return shapes your serviceability. When one practitioner sees both, your add-backs, distributions and deductions are presented consistently — not pieced together across two offices.
03
A relationship that carries over
Buying in the Inner West, refinancing in the North Shore, restructuring a business in Parramatta — your numbers are already understood. No re-onboarding, no third party chasing the same documents twice.
Prefer the Hills District version of this offering? See Accounting + Mortgage under one roof. Want the full business picture for an owner who needs both? Read our accounting and lending guide for business owners.
Who this suits
Built for people whose tax and lending genuinely overlap.
01
Self-employed buyers
Sole traders, company directors and trust beneficiaries whose lending hinges on how the return is prepared and read. We align both, so your real income is presented clearly to a lender.
02
Property investors
Investors weighing the next purchase against this year’s tax. Negative gearing and the CGT discount apply under current law — we map the cash flow and the borrowing capacity side by side.
03
Business owners
Owners juggling a BAS cycle, a payroll run and a finance need. One practitioner who knows the business books can move faster on a loan than a broker starting cold.
Changes to the CGT discount and to residential-property deductions are enacted law: the Treasury Laws Amendment (Tax Reform No. 1) Act 2026 (No. 49 of 2026) received Royal Assent on 26 June 2026. Excess residential-property deductions are quarantined and carried forward from the 2027–28 income year, and the CGT changes apply to CGT events on or after 1 July 2027; the current rules apply until then. General information only, current as at 13 July 2026 — check the law that applies to the relevant income year.
How it works
Three steps to a plan that actually connects.
Tell us your situation
Book a 20-minute scoping call before any engagement letter — accounting, lending, or both. No charge to scope the work.
We review tax + lending together
Same person, same view of your numbers. We flag where the tax position and the finance position interact, and where they pull against each other.
You get a coordinated plan
A clear, written direction for your tax and your finance — something you can act on, not two reports that contradict each other.
Common questions
Accountant and mortgage broker in Sydney — your questions answered.
Can my accountant also be my mortgage broker in Australia?
Yes. Accounting and credit assistance are separate, regulated activities, and one practitioner can be authorised for both. Rohan Manokaran is a Chartered Accountant and registered Tax Agent (TPB 25523469) and a Credit Representative (565110) under Australian Credit Licence 561324, held by Loans Only Pty Ltd.
Why use one firm for both across Sydney?
Across greater Sydney, most people keep their accountant in one suburb and their broker in another. Holding both files means you explain your income, entities and goals once, and the same person works the tax and the lending. It is a coordination benefit, not a guarantee of any particular outcome.
Can tax structure affect borrowing capacity?
It can. How you are paid, whether you trade through a company or trust, and how distributions are timed all influence the income a lender reads for serviceability. The right approach depends on your circumstances. Information here is general only; we scope your specific position inside an engagement before giving personal advice.
How are mortgage brokers paid?
In most residential lending scenarios, the lender pays broker commission. If a borrower-paid fee applies, it will be disclosed in writing before you proceed, including in any required Credit Quote or credit disclosure document. Our remuneration, lender panel and any conflicts of interest are explained in our Credit Guide.
Do you help self-employed borrowers and property investors?
Yes. We regularly assist sole traders, company directors and trust beneficiaries whose lending depends on how the return is prepared and read, and property investors weighing the next purchase against this year’s tax. Eligibility, lender criteria, fees and charges apply, and outcomes depend on lender assessment.
Where is Eternity Group based and which areas do you serve?
We are based at 15 Forest Close, Cherrybrook NSW 2126 and serve clients across greater Sydney. Most work is handled by phone, email and video, with in-person meetings at our Cherrybrook office. We have one office and do not operate separate branches in other suburbs.
Read our Credit Guide for details about credit assistance, remuneration and dispute resolution.
Book your scoping call
20 minutes. A scoping call before any engagement letter.
Tell us a little about your situation — accounting, lending, or both — and we’ll come back to you with a time that works across the week. For anything urgent, call 0414 825 388.
Phone
Office
15 Forest Close, Cherrybrook NSW 2126
Serving
Greater Sydney — meetings in person at Cherrybrook or by video.