Accountant and mortgage broker for Sydney.
One practitioner. Both jobs.

Yes. Accounting and credit assistance are separate, regulated activities, and one practitioner can be authorised for both. Rohan Manokaran is a Chartered Accountant and registered Tax Agent (TPB 25523469) and a Credit Representative (565110) under Australian Credit Licence 561324, held by Loans Only Pty Ltd.

Across greater Sydney, most people keep their accountant in one suburb and their broker in another. Holding both files means you explain your income, entities and goals once, and the same person works the tax and the lending. It is a coordination benefit, not a guarantee of any particular outcome.

It can. How you are paid, whether you trade through a company or trust, and how distributions are timed all influence the income a lender reads for serviceability. The right approach depends on your circumstances. Information here is general only; we scope your specific position inside an engagement before giving personal advice.

In most residential lending scenarios, the lender pays broker commission. If a borrower-paid fee applies, it will be disclosed in writing before you proceed, including in any required Credit Quote or credit disclosure document. Our remuneration, lender panel and any conflicts of interest are explained in our Credit Guide.

Yes. We regularly assist sole traders, company directors and trust beneficiaries whose lending depends on how the return is prepared and read, and property investors weighing the next purchase against this year’s tax. Eligibility, lender criteria, fees and charges apply, and outcomes depend on lender assessment.

We are based at 15 Forest Close, Cherrybrook NSW 2126 and serve clients across greater Sydney. Most work is handled by phone, email and video, with in-person meetings at our Cherrybrook office. We have one office and do not operate separate branches in other suburbs.

Nothing is mandatory — the call is conversational. It moves faster, though, if you have your most recent tax return or notice of assessment, current loan statements showing rate and balance, and, if you trade through an entity, the company or trust name. Self-employed callers find recent financial statements or BAS figures useful. We confirm a precise document list after the call, tailored to what you are trying to do.

The two activities remain separately regulated even when one practitioner performs both. Credit assistance is subject to the best interests duty under the National Consumer Credit Protection Act, and any conflicts of interest must be disclosed — ours are set out in the Credit Guide. You can take the tax work and use a different broker, or the reverse — the choice stays yours.

Raise it with us first — most concerns are resolved directly. For credit assistance, we are a member of the Australian Financial Complaints Authority (member numbers 111743 individual and 111742 company, phone 1800 931 678), a free external dispute resolution scheme. For tax agent services, the Tax Practitioners Board oversees registered agents. Our Credit Guide sets out the complaints process in full.

Yes. Not every enquiry needs a scoping call — if your question is quick and general, ask it in the form or by phone and we will answer it directly, often in the first reply. If the answer genuinely depends on your personal circumstances, we will say so rather than guess, and suggest the call as the next step. Asking a question does not put you on a mailing list or commit you to anything.