Accountant for Property Investors

The Property Investor Strategy page is the combined engagement — tax and lending designed together for clients building or restructuring a portfolio. This page is the tax-led entry for investors whose first decision is the return rather than the loan. The two engagements often converge over time as the portfolio grows.

For most clients: the individual tax return with a rental schedule per property, depreciation handled against any quantity-surveyor schedule you have, repair-versus-improvement decisions documented, prepayment and interest-deductibility treatment reviewed, CGT positioning for sales (current or pending) worked through, and a year-end planning conversation before 30 June. Where the portfolio sits inside a trust or company, the entity return is prepared inside the same engagement.

A registered quantity-surveyor schedule generally pays for itself on properties built or substantially renovated after the relevant ATO cut-off dates, and on commercial property regardless of age. We do not prepare depreciation schedules ourselves — that is a specialist quantity-surveyor service — but we work with any schedule you provide, flag where one would change the position materially, and refer to QS partners where helpful.

This is a structuring conversation, not a one-line answer. The right choice depends on your marginal tax rate, the rental income vs holding-cost balance, your asset-protection needs, your existing portfolio structure, your succession plans, and whether the property is held for long-term capital growth or shorter-term yield. We model the alternatives against your specific numbers before any structure is set up. General information only — personal tax advice is given inside an engagement, not on a public page.

As early as practical, ideally before the contract of sale is signed. CGT positioning depends on the cost base (acquisition costs, capital improvements, holding costs added to the base), the 12-month discount eligibility, any main-residence treatment available, and the timing across the financial year. Early advice often opens options that close once the contract is on foot.

No. Many tax-engagement clients keep their existing mortgage broker arrangement and use the practice for tax only. Where the lending side is also engaged — for example, when refinancing or releasing equity for the next purchase — the engagement broadens to cover loan-structure decisions and the deductibility consequences (general information only, not personal advice). The choice is yours, not a requirement.

Yes. The practice is based in Cherrybrook NSW but rental properties across NSW, Queensland, Victoria, the ACT, South Australia, Western Australia and Tasmania are routine inside the individual return. The state of the property does not change the return preparation; it does change land-tax treatment, which sits separately.