Property investors · Tax accounting
Accountant for Property Investors
Chartered-accountant-prepared rental schedules, depreciation treatment, repair-versus-improvement decisions, CGT positioning and year-end planning for Australian property investors. Registered Tax Agent (TPB 25523469). One practitioner across the tax side; lending considered alongside when wanted.
- Rental schedule
- Depreciation
- CGT positioning
- Tax planning
- Investment loans
- Trust returns
Eternity Group Accountants is a registered tax agent (TPB 25523469). Information on this page is general in nature and does not constitute personal tax advice. Before acting, consider whether the information is appropriate to your circumstances and seek advice from a qualified tax professional.
What this page is for
A tax-led entry for property investors.
The Property Investor Strategy page covers the combined tax-plus-lending engagement. This page is the narrower entry for investors whose first decision is the tax return — rental schedules, depreciation, CGT positioning and structure choice — handled by the same practitioner who can take the lending side when wanted.
Property investors land in three rough groups. New investors with their first rental property, where the priority is getting the rental schedule prepared correctly, capturing depreciation against a quantity-surveyor schedule and understanding how the position reads at tax time. Established investors with two-to-four properties, where the priority is the year-end planning conversation, structure review and CGT positioning for any pending sales. Portfolio investors with five-plus properties, where the engagement often broadens into trust and company structures, land-tax planning across states, and serious year-end strategy ahead of 30 June.
The work itself is structured. Rental income, deductible expenses, depreciation, repair-vs-improvement treatment, loan-purpose discipline and the running balance of the capital cost base all sit inside the engagement. Property-investor returns reward clean workpapers more than they reward clever positioning — the position is largely set by the facts, and the job is to present them accurately within the return.
Engagement shapes
Six property-investor engagement shapes.
First rental property
Rental schedule prepared, depreciation captured against any quantity-surveyor schedule, deductible expenses mapped, interest-deductibility context explained (general info, not personal advice), and the position presented inside the individual return.
Multi-property portfolio
Two to four properties handled inside one return: rental schedules per property, cross-collateralised loan treatment kept clean, repair-vs-improvement decisions documented, depreciation aggregated correctly across the portfolio.
CGT event in progress
Pending or recent sale: cost-base reconstruction including acquisition costs and capital improvements, eligibility for the 12-month discount tested under current law, main-residence treatment considered where applicable, and an indicative position quantified ahead of year-end.
Structure review
Personal-name vs trust vs company review for the next acquisition. Modelled against your actual numbers — marginal tax rate, holding-cost balance, asset-protection needs, succession plans. Structuring conversation, not a public page recommendation.
Year-end planning
April–June conversation: prepayments of interest, deductible expense timing, depreciation strategy, CGT event timing, trust distribution decisions. Locked in before 30 June rather than reverse-engineered after.
Lending alongside (optional)
Where you also want loan-structure decisions handled by the same practitioner — refinances, equity release, next-purchase loan — the engagement broadens to cover both sides. Same scoping discipline; written quote up front.
Practice details
Office details.
Office
15 Forest Close, Cherrybrook NSW 2126
By appointment. Most property-investor engagements run by phone, video and secure document upload regardless of where the property sits.
Tax Agent Registration
25523469
Registered with the Tax Practitioners Board. Chartered Accountants Australia and New Zealand (CA ANZ) member 266544.
Phone
Eternity Group Accountants is a registered tax agent (TPB 25523469). Information on this page is general in nature and does not constitute personal tax advice. Before acting, consider whether the information is appropriate to your circumstances and seek advice from a qualified tax professional.
Frequently asked questions
Property-investor tax — common questions.
The Property Investor Strategy page is the combined engagement — tax and lending designed together for clients building or restructuring a portfolio. This page is the tax-led entry for investors whose first decision is the return rather than the loan. The two engagements often converge over time as the portfolio grows.
Related
Where this fits in the bigger picture
The property-investor tax engagement connects to the lending side, the strategy page, and the underlying service pages.
- Mortgage Broking
Refinancing investment loans
The lending-side companion to the rental schedule — refinancing investment loans with the interest-deductibility context kept in view (general information only).
- Property Investors
Property Investor Mortgage & Tax Strategy
The combined engagement — tax and lending designed together. The flagship page when both decisions are on the table.
- Property Investors
Tax-Aware Mortgage Strategy
The cross-cluster intersect page — names the tax × lending overlap explicitly for clients searching that specific phrase.
- Tax & Accounting
Tax planning & strategy
Year-end planning conversation in April–June. Especially valuable when there is a CGT event or large depreciation claim pending.
- Tax & Accounting
Individual tax return
The underlying service page — including rental schedules, share trading, CGT events and tax offsets.
- Mortgage Broking
Investment property loans
Loan structure considered alongside the tax position — when you also want the lending side handled by the same practitioner.
- Guide
How One Roof works
How the same practitioner runs both the tax and the lending side of an engagement, and why that matters for property investors specifically.
- Guide
Guide: how negative gearing works
How a negatively geared property produces a net rental loss under current law, the risks, and the announced (not-yet-law) changes. General information.
- Guide
Guide: property investor deductions
A practical checklist of what investors can and cannot typically claim, and the repairs-versus-capital distinction.
- Property Investors
Building a property portfolio
How investors scale from one property to several with the tax and lending sides coordinated — equity, serviceability and structure.