Cherrybrook · Hills District · Sydney
Your accountant and mortgage broker.
In one conversation.
Stop coordinating between your accountant and your broker. Eternity Group handles both — so your tax strategy and your finance work together from day one.
Why this matters
Tax, cash flow, loan structure and property decisions — connected.
01
Save time
One conversation covers both sides. You don’t re-explain your situation to two different professionals.
02
Avoid costly mistakes
Tax structures and loan structures are considered together, so there is less room for crossed wires and missed context between two separate advisers.
03
One team, one conversation
Your accounting and credit-assistance conversation is coordinated through one practitioner-led process. A continuous relationship, with continuous insight.
How it works
Three steps to clarity.
Tell us your situation
Book a 20-minute scoping call before any engagement letter.
We review tax + lending
Together. Same room. Same person. Same view of your numbers.
You get a clear plan
A coordinated tax and finance strategy you can actually act on.
Common questions
Accountant and mortgage broker — your questions answered.
Can my accountant also be my mortgage broker in Australia?
Yes. Accounting and credit assistance are separate, regulated activities, and one person can be authorised for both. Rohan Manokaran is a Chartered Accountant and registered Tax Agent (TPB 25523469) and a Credit Representative (565110) under Australian Credit Licence 561324, held by Loans Only Pty Ltd. You work with one practitioner across both.
Why use one firm for accounting and mortgage broking?
Your tax position and your loan application read each other — add-backs, distributions and deductions all shape serviceability. When the same practitioner sees both, your numbers are presented consistently rather than pieced together across two offices. It is a coordination benefit, not a guarantee of any particular tax or lending outcome.
Can tax structure affect borrowing capacity?
It can. How you are paid, whether you trade through a company or trust, and how distributions are timed all influence the income a lender reads for serviceability. The right approach depends on your circumstances. Information here is general only; we scope your specific position inside an engagement before giving personal advice.
How are mortgage brokers paid?
In most residential lending scenarios, the lender pays broker commission. If a borrower-paid fee applies, it will be disclosed in writing before you proceed, including in any required Credit Quote or credit disclosure document. Our remuneration, lender panel and any conflicts of interest are explained in our Credit Guide.
Do you work with self-employed borrowers and property investors?
Yes. We regularly assist sole traders, company directors and trust beneficiaries whose lending depends on how the return is prepared and read, and property investors weighing a purchase against their tax position. Eligibility, lender criteria, fees and charges apply, and outcomes depend on lender assessment.
Where is Eternity Group based?
We are based at 15 Forest Close, Cherrybrook NSW 2126, serving the Hills District and greater Sydney. Most work is handled by phone, email and video, with in-person meetings at our Cherrybrook office. We have one office and do not operate separate branches in other suburbs.
Read our Credit Guide for details about credit assistance, remuneration and dispute resolution.
Book your consultation
20 minutes. A scoping call before any engagement letter.
Tell us a little about your situation and we’ll come back to you with a time that works. For anything urgent, call 0414 825 388.
General advice warning: The information provided on this website is general in nature and does not constitute personal financial advice. Before making any financial decisions, you should consider your own circumstances and seek professional advice.
How we are paid: In most residential lending scenarios, the lender pays broker commission. If a borrower-paid fee applies, it will be disclosed in writing before you proceed, including in any required Credit Quote or credit disclosure document.