Eternity Group

Accounting · Small business

Your small business accountant

Compliance, BAS, bookkeeping and payroll coordination, tax planning and year-round support for owner-operators and growing small businesses — from a Chartered Accountant and registered tax agent who also understands how your numbers read to a lender.

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Eternity Group Accountants is a registered tax agent (TPB 25523469). Information on this page is general in nature and does not constitute personal tax advice. Before acting, consider whether the information is appropriate to your circumstances and seek advice from a qualified tax professional.

Who it’s for

Built around the realities of running a small business.

We work with owner-operators and growing teams who want their compliance handled properly and a steady hand to turn to through the year — not just a return at the end of it.

Owner-operators wearing every hat

When you are the founder, the salesperson and the one chasing invoices, tax and bookkeeping are the first things to slip. We take the compliance load off your plate so you can stay focused on the work that actually pays.

Businesses that have outgrown DIY

Many clients start with a shoebox of receipts and a spreadsheet. Once turnover grows, GST, payroll and quarterly BAS become too much to juggle alone. We give you a system that scales with you instead of against you.

Bookkeeping services

Sole traders weighing a company

If you are deciding whether to keep trading as a sole trader or move to a company or trust, we talk through the trade-offs in plain English before you commit to a structure you might later regret.

Structure advice

Owners planning a property purchase

Because we also work in mortgage broking, we understand how your tax return reads to a lender. We keep your compliance tidy so your borrowing position is not an afterthought when the time comes.

Business owner home loans

What we cover

One team across the whole compliance cycle.

From bookkeeping and BAS to payroll, returns and planning, we handle the moving parts so nothing slips through the cracks and your numbers stay consistent from quarter to quarter.

Annual returns

Business & personal

Preparation and lodgement of your business and personal tax returns as a registered tax agent, with income and deductions treated consistently across the board. See the accounting services overview for the full range.

BAS & GST lodgement

Quarterly & monthly

BAS prepared and lodged as registered agents and reconciled to your accounting file, so your activity statements and year-end figures agree. More on BAS agent services.

Bookkeeping coordination

Clean books year-round

We set up or oversee your bookkeeping so the numbers are accurate all year, not only at tax time, and you always know where the business stands.

Payroll coordination

STP · super · PAYG-W

Coordination of payroll, Single Touch Payroll reporting, super and PAYG withholding so your team is paid correctly and obligations are met on time.

Tax planning

Before year-end

A pre-30-June review to model your likely position, flag opportunities and avoid surprises at lodgement. Planning is a process, not a guaranteed reduction — see tax planning.

Decision support

Cash flow & reporting

Practical reporting on how the business is tracking so pricing, hiring and spending decisions rest on real numbers. Where you need more, our Virtual CFO engagement goes deeper.

Under one roof

Why accounting and lending in one place helps owners.

The way your business is run on paper shapes more than your tax bill.

For most small business owners, the biggest financial decisions sit at the intersection of tax and borrowing. The structure you trade through, how you pay yourself, and whether your lodgements are up to date all feed into your tax position — and they also shape how a lender reads your application when you want to buy a home, an investment property or premises for the business.

Because Eternity Group works across both accounting and mortgage broking, we see the full picture. We keep your compliance clean and your returns lodged on time, while staying mindful of how those numbers present if you apply for finance down the track. If lending is already on the horizon, our business owner home loans page explains how self-employed applications are assessed. Any approval still depends on the lender’s assessment, lending criteria and your circumstances — this is general information, not credit advice.

If your needs lean more toward strategy and advisory, our business accountant in Sydney page covers structuring and forward planning for more established operations. This page is aimed squarely at owner-operators and smaller teams who want their compliance handled well and a partner who picks up the phone.

What to watch

The traps that catch small business owners.

These are the issues we see most often when owners come to us — and the ones we help you head off early before they become expensive.

Mixing business and personal money

Running personal spending through the business muddies your books and can create Division 7A and fringe benefits issues. We help you separate the two cleanly from the start so the books stay defensible.

GST surprises at BAS time

Setting aside nothing for GST and then facing a quarterly bill is a common cash flow shock. We build GST into your planning so each BAS is funded ahead of time, not feared when the deadline lands.

Falling behind on lodgements

Late BAS and overdue returns attract ATO attention and penalties. We keep a calendar of your obligations and chase the records we need ahead of each deadline so nothing slips quietly past due.

No view of the real numbers

Without current bookkeeping you are flying blind on profit, tax owing and what you can afford to draw. We keep the file current so you can make decisions with confidence rather than crossed fingers.

How it works

A simple path from first call to steady compliance.

Our process is designed to take the load off quickly, then keep things running smoothly through the year so next June is calm, not chaotic.

Get to know your business

We start with a conversation about what you do, how you trade, your structure and where you want the business to go over the next few years.

Review the current position

We look at your prior returns, accounting file and lodgement history to find anything outstanding and to understand your tax and cash flow picture.

Set up the right system

We tidy the bookkeeping, set agent links and BAS cycles, and agree who does what so compliance runs smoothly through the year rather than in a year-end scramble.

Keep you compliant

We prepare and lodge your BAS and returns, coordinate payroll and super, and a Chartered Accountant reviews the key positions before anything is lodged.

Plan before year-end

We meet before 30 June to model your position and flag opportunities, so the annual return confirms a known result instead of springing a surprise.

Support year-round

We stay available for questions whenever they come up — including how a hire, a purchase or a decision might affect a future finance application.

Frequently asked questions

Small business accountant — common questions.

A small business accountant looks after the compliance and financial side of your business so you can run it. That means preparing and lodging your tax returns and BAS as a registered tax agent, keeping the bookkeeping current, coordinating payroll and super, and advising on structure and year-end planning. Just as importantly, we help you read your own numbers — profit, tax owing and cash position — so you can make day-to-day decisions with real figures rather than only finding out where you stand at year-end.

Eternity Group Accountants is a registered tax agent (TPB 25523469); the principal is a Chartered Accountant (CA ANZ 266544). The information on this page is general in nature, does not constitute personal tax advice, and does not take into account your specific circumstances. Eligibility and tax outcomes depend on the facts of your situation and the current law for the relevant income year.

Related

Services that work together for owners

Accounting, bookkeeping and lending that pull in the same direction. Pick the piece you need, or start with a conversation and we will map it out together.